By 
Is there a company that provides the best international travel insurance? Those are questions you’ve been thinking about for a while, so you’re in the right place. Our curiosity about travel insurance is only natural since they not only help us deal with medical emergencies and unforeseen costs but also help handle various other risks we may encounter during a trip. You can even buy travel covid insurance Singapore plans that include compensation for lost baggage or passports and cancellation coverage. Regarding the question on the best travel insurance in Singapore guide, which company offers the best travel insurance in Singapore for international travel?
HL Assurance
Hong Leong Assurance is owned by Hong Leong Group, a leading conglomerate engaged in a diverse range of businesses, including banking and financial services, manufacturing, distribution, property investments, hospitality, and principal investments throughout Asia, Europe, North America, and Oceania. In Singapore, they are also a member of the General Insurance Association and a licensed general direct insurer. COVIDSafe Travel Protect360 provides enhanced travel insurance with covid 19 coverage benefits for peace of mind and is the best travel insurance available.
AIG Travel Insurance
Each AIG Travel Guard plan is categorized into four categories – basic, standard, enhanced, and supreme. The basic plan is so bare-bones that you should opt for the second-tier Standard plan at least, even if you’re on a tight budget. The following is a quick rundown of the plan’s main features:
- The cancellation of a trip
- Return home early
- Expenses associated with overseas medical care
- A medical emergency requires evacuation
- Permission to travel abroad as a quarantine
Allianz Travel insurance
This plan covers COVID-19 medical expenses up to $1,000,000, the highest of all COVID-19 plans. A special feature of this plan is an advance on payments. This is subject to the availability of funds) if you need to be admitted to the hospital as an inpatient. Additionally, it offers a rather generous recompense of up to $15,00o if you have to cancel your trip. In addition, there is an ongoing promo/ deal with no specified end date, which makes plans much cheaper.
Sompo COVID-19 Essential Travel Insurance
Covid-19-diagnosed you, a traveling companion, or a family member also covered by Sompo not over thirty days before the departure date, you are entitled to trip cancellation or postponement compensation. Your travel companion can be infected, so you can select to claim the travel expenses instead of going alone.
While overseas, it is also possible to curtail a trip. It is possible to submit a claim for changing your itinerary if you or a family member in Singapore is diagnosed with Covid-19 while you are on your trip and must return home early.
Starr TraveLead Insurance
The comprehensive COVID-19 coverage offered by Starr’s TravelLead policy is undoubtedly the cheapest. Although Starr offers travel insurance, the coverage is limited, even at its highest tier. You’d then be best off choosing this if you’re on a tight budget and looking for the cheapest alternative.
As an added benefit, Starr’s travel insurance offers the only option for personalised travel insurance, broken into three sections: medical coverage, trip coverage, and baggage coverage. In addition to the simple medical coverage, you can add trip coverage or baggage coverage or choose comprehensive coverage. Again, this is a great option for those looking for a budget-friendly option.
NTUC
NTUC Income covers overseas medical expenses up to $150,000, and evacuation and repatriation costs up to $150,000 if the policy is taken out overseas. This coverage is valid for up to 90 days after taking out the policy.
Their travel insurance with covid 19 coverage policy also covers trip cancellations as well as postponements if you (or your travel companion) obtain an isolation order from the government due to being diagnosed with Covid-19. In comparison with other travel insurance policies, NTUC Income’s travel covid insurance Singapore comes in at the higher end of the price scale.
AXA Travel insurance
This category is pretty generous when it comes to medical expenses. The costs incurred during your trip can be claimed within 3 months (90 days). One perk, not all insurance companies offer is an overseas quarantine grant if you have to spend time abroad because of a Covid-19 contagion. A claim for quarantine cannot be made if you already claim hospitalization. However, you would need to be extremely unlucky to get quarantined as well as hospitalized on the same trip.
As far as trip cancellations and rearrangements are concerned, AXA is quite flexible. The section allows you to claim if you get Covid-19, if a member of your family gets Covid, public transportation is cancelled because of Covid, or if there is an outbreak of Covid-19 at your terminus that stops you to continue your trip.
